Insurance & HSFA

Insurance

While our fees are competitive, we work with you to complete your health insurance claims.


Health Security First Account (HSFA) Programs

A HSFA account with JIPA and the City of Bridgetown Co-operative Credit Union (COB) provides another payment option.

How Can the HSFA Help Me & My Family?

  • If you have medical insurance, the Health Security First Account program can help you save money for your deductible, co-payments, medical devices, or medications not covered
  • COB will give you a 0.5% higher interest rate than a regular savings account
  • Discounted rates for doctor’s visits through JIPA Network’s provider association
  • If you join the Wellness program with a Carib Health First HSFA, you can see a doctor 4 times a year for routine tests & examinations with no additional out-out-pocket expenses
  • If you join Carib Health Plus HSFA, you have complete control over your money, and will pay only for the care you need, when you need it
  • In the event of a medical emergency, you may be eligible for a line of credit from COB to cover expenses
  • Anyone can join regardless of age, medical history, or pre-existing conditions

How Does it Work?

  1. Make deposits in your HSFA savings account at COB.
  2. Call JIPA when you are ready to go to the doctor.
  3. You access the JIPA providers at discounted rates.
  4. At the time of service, the doctor gets paid from your account.

Questions? Want to Join?

See any COB or JIPA representative
Call 230-4173 or 430-5900
USA toll free number: 1-855-275-1270
Email us at HSFA@JIPANetwork.com